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Clear thinking for Financial Problems at Pre-Marriage

Money, things that everyone needs. Many couples are reluctant to talk about money before marriage by reason of taboo and sensitive. In fact, many households messy messy because financial management between one and the other.

There was a survey done SELF.com showed that more than 65 percent of people consider honesty and transparency in financial matters partner is important. Therefore, it is important to discuss all things about money before you get married. Not only is the wedding expenses, but also a longer life hereafter. You and he will live with, so that money can no longer matters 'as I please'.

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1. If you and your spouse both work, tell each other how much income each. Tell also about the financial habits, whether you can save money, often 'crazy' and stuck any discounts or your habits, just say it. This will make you and your partner to remind each other.

If you can save money while couples often buy unnecessary items, necessary supervision that does not run out of money for it is not important. Equate way of thinking and views about the money necessary for you and your partner do not blame or suspicion regarding finances after marriage.

2. You and your partner should both know how the current financial conditions, whether the individual has dependents or not. Do you have to pay for their school expenses? Did he help his parents house installment installment? Does he become the backbone of the family? Discuss this with your wise so no hard feelings if the partner is always giving the money to the family. Helping families is good, but do not let this hinder or burden your future with him.

Likewise, if you and he have debts, open and honest in this regard. Who knew he still had a motor vehicle installment loans, or other debts due to an emergency, such as health care finance his parents. Until when the debt will be paid. If you have not paid to get married, whether he is going to pay full or both. Do not let this be the burden of the debt issue or the media to blame after you get married.

3.You and he lives with, the future together, so that the financial affairs should also be shared. If you and your spouse have a total income and earnings count for the records to see where the money went in a month. So there will be no parties blaming one party is too wasteful. You and your partner will definitely want to buy their own home or vehicle alone, so for the allocation of funds, which is to pay off the monthly requirement, expenditure, savings and reserve funds.

Whether I should have a husband and her own savings? As long as you and he agrees, it is okay. But remember, preferred savings along. Do not let your burdensome personal savings so the savings along neglected and chaotic. Use personal savings just to buy the things you really want.


4. Whether after marriage there will be life safety insurance, health insurance or the like? Not all offices providing these benefits, so you and your partner have planned it. Including how savings every month. Whether to follow a particular investment? For example, gold investments, property and so on. If you currently follow a particular investment, do not forget to tell your partner.

To be sure, always be honest and open about finances, especially after marriage. When you give money to parents or family, make sure the husband knows, and vice versa. "Remember, you and he had tied himself, so the slightest financial problem, and should be discussed openly.

1 comments :

Mariam

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